19 Best Franchises Under 10K

COVID-19 has revolutionized the way we do business. However, there are still many franchise opportunities that are affordable and have a high chance of success. We consulted with FranchiseGrade.com experts to select the 19 best franchises below $10,000 as part of our research.

Since our last update:

We examined some of the most popular industry sectors, such as publishing, finance, travel, fitness and cleaning.
COVID-19 adjustments were taken into account, such as how the franchise would adjust around sanitation and social distancing. Businesses that could be operated from home were given weight.
We received anticipated income (ROI)

There are many options for funding a franchise. Find out more about funding a franchise in our starting your business guide. A Rollover for Business Startups (ROBS), which is available to those who have more than $50,000 in a qualified retirement plan, can be a great option. ROBS allows you to use your retirement savings for a franchise purchase without having to pay penalties or early withdrawal fees. Talk to an ROBS expert at Guidant Financial to learn more.

Top Fitness Franchises Below $10K

Social distancing has also affected fitness franchises, although many have created online classes and adapt courses for social distancing. These franchises can help you keep fit and healthy.

1. MOMLETA (Baby Boot Camp).

If you’re into fitness and want to help moms, then MOMLETA (which includes the popular franchise Baby Boot Camp) may be perfect for you. MOMLETA offers several programs for moms who are looking for fitness, wellness, and community.

Initial Franchise Fee: $4,000 to $7,000
Total Investment: $5,570 to $10,000.
Working Capital $400 to $1,000
Locations 86
Duration: Three Years
Support for Owners: Turnkey Operations, Customized Business Center, Monthly Webinars, Coaching, News, and Updates
COVID-19 Considerations: Online classes
Standout Helping new mothers

More information about MOMLETA

2. 2.

Entrepreneur Magazine ranked FIT4MOM among the fastest-growing franchises of 2019. FIT4MOM offers pre- and post-natal health, wellness, and fitness programs for every stage of motherhood. The company offers multiple program options and home office support. Franchisees say the best reward lies in the impact they make in women’s lives.

Initial Franchise Fee:$6,495 - $12,395
Total investment:$6,905 - $26,385
Working Capital$0 up to $3,240
Royalty fee:4.0% + 399 maximum monthly fees
Locations 294
Duration:Three Years
Owner Support: Continuous training, marketing, and computer and technology support
COVID-19 Considerations: Virtual communities; outdoor workouts; digital programs
Standout Exclusive Territories; A Chance to Build a Community of Moms

Learn more about FIT4MOM

3. Jazzercise

Dubbed as the “dance party of fitness,” Jazzercise franchises are for instructors and business owners. When you apply, you pay your franchise fee, then get training over the next five weeks on the Jazzercise program. After that, you audition. You can choose to stay an instructor or become a Jazzercise small business owner.

Initial Franchise Fee: $1,250
Total investment:$2,415 - $3,200
Working Capital:$0 up to $150
Royalty fee:20.0% for small business owners
Additional fees: From $550 to $798/year, music, association fees, and liability insurance
Locations 6,256 In 49 States
Contract Length Five Years
Support for Owners: Online Training, Local Sales Manager Support, Discounted Athletic Wear, and Other Resources
COVID-19 Considerations Virtual auditioning, coaching
Stand out: Stay fit while running your business

Top Social Media, Publishing, and Digital Marketing Franchises Below $10K

These franchises are great for those who want to work from home but also enjoy the convenience of working at the computer. For many, however, the majority of your income comes through ad sales so don't think about these unless it is something you love.

4. SocialOwl

SocialOwl is not a traditional franchise, so much as a software-and-business-starter to help you create your own social media marketing business. You resell social media packages to local companies. Packages include marketing, reputation monitoring, shopping carts, sweepstakes, deals, and analytics. SocialOwl provides training, industry-specific content, marketing material, and a brandable website.

Initial Franchise Fee There is no traditional franchise fee. $149 per month. Reseller fee starts at $1.25 per client.
Total investment: $149 - $249 per Month
Average Return on Investment:$300/month for each client (according SocialOwl).
Monthly Contract Length:monthly, Discount for Annual Payments
Owner Support: Telephone, email, and webinar assistance; plus training documents, tutorials, and online support
COVID-19 Considerations Work from Home
Standout: Label your business

Find out more about SocialOwl

5. Coffee News

If you ever wanted to be a publisher of a weekly magazine, Coffee News offers franchise publishing free zines that people pick up in restaurants and coffee shops. The magazine contains unusual stories, jokes, trivia, amazing facts, horoscopes, local events, and more—along with local advertising. It can be run from home. Coffee News offers training and software for running your business. It consistently ranks among Entrepreneur’s Top 500 Low-Cost franchises for ad-based magazines.

Initial Franchise Fee: $6,000
Total Investment: $9.250 to $11,750
Royalty fee: $80/week
Locations: 338 franchises in eight countries, 1,101 units
Four year contract length
Owner Support: 27-hour training, 8-hour on-the-job training and mentorship. Marketing, Regional, and Email Marketing Mentorship
COVID-19 Considerations Work from Home
Highlight: Great opportunity for people who are retiring or want to work part-time

Get more information about Coffee News

6. Eazi-Apps

If you’d enjoy designing mobile apps, Eazi-Apps offers a drag-and-drop platform that lets you select features, add content, and brand appearances to make sophisticated apps for your clients quickly. You not only earn money from creating the app but also a monthly fee to keep the app running; and you can offer specialized services (such as content updates). Eazi-Apps charges a monthly per-app fee.

Initial Franchise Fee: $9,995*
Per app fee: $13.00*/month, minimum $260*/month
Locations - 300 Partners in more than 40 Countries
Average Return on Investment: $315*/year for each app (according Eazi-App's Website)
Owner Support: Brochures and business cards, as well as a promotional website. Live and online training, mentorship and account management software are all available.
COVID-19 Considerations Work from Home
Standout: Coding skills are not required

*Prices converted to British pounds

The same company also offers a franchise to build websites, Eazi Sites, as well as for SEO, Eazi SEO.

Learn more about Eazi-Apps

7. N2 Publishing

Hyperlocal news magazines are a growing industry. Owners make money off advertising while providing their local neighborhoods with news and features about the people around them. N2 targets affluent communities for its magazines. Franchisees sell ads, gather content, publish the magazine, and, where applicable, host local events. Sales experience is needed for this franchise. They are looking for 500 more franchisees/area directors for targeted locations.

Initial Franchise Fee$570 (currently waived)
Total investment:$975 - $5,880
Working Capital$500 - $750
Royalty fee:15.0%
Locations 882
Contract LengthTwo Years
Support for Owners: Training and support, printing, distribution
COVID-19 Considerations Work from Home
Standout currently waives its franchise fee

8. Save Money in Town

If you have at least three years’ sales experience and are looking for a franchise you can run from home, Town Money Saver (TMS) might be right for you. TMS provides high-quality advertising that targets an immediate surrounding area via print, mobile, online, and social advertising. As a franchisee, you make your money off the ads you sell, while TMS handles your graphics coordination, printing, and mailing. TMS also assigns you a territory.

Initial Franchise Fee: No fees
Total investment:$8,200 - $19,500
Working Capital $5,000
Locations: 44 franchises
Support for Owners: Classroom, on-the-job and continuing education, magazine design and printing, and mailing
COVID-19 Considerations Work from Home
Standout No franchise fees nor royalties

Find out more about Town Money Saver

Top Cleaning and Janitorial Franchises Below $10K

Cleaning and disinfecting businesses is more important than ever. Routine cleanings should be routine. Jan-Pro, OpenWorks and Buildingstars all focus on commercial cleaning. College Pro is an opportunity for recent grads and college students, while POOP 911, a growing industry, offers a great job in pet care.

9. Jan-Pro Cleaning & Disinfecting

Jan-Pro Cleaning & Disinfecting provides commercial cleaning services to businesses such as car dealerships, gyms, banks, churches, schools, offices, medical facilities, and more. You need to purchase the starter kit for $900. It offers flexible packages allowing you to devote as little as three hours per week, making it a potential part-time job that can grow.

Initial Franchise Fee:$1,250-$50,000; Starter Kits Starting at $900
Total Investment:$4,170 - $56,020
Working Capital$1,000
Royalty fee:10.0%. 1% Ad Royalty fees
Locations: 10118 around the globe
Average Return on Investment:Minimum Plan averages $500/month, three hours per week (per JanPro website).
Customer Support: Customers, classroom training and on-the job training, marketing support, newsletter and online support
COVID-19 Considerations : High-strength Cleaning Products
Standout Flexible packages are available that range from full-time to a few hours per week. This makes it an ideal second job.

Find out more about Jan Pro Cleaning & Disinfecting

10. Buildingstars

Building Stars focuses on office buildings and offers three franchise options, so you can start small and grow or jump right in. It also helps by providing you with your first customers. Buildingstars ranked among Franchise Business Review’s top 200 franchises because of its great reviews from franchisees. It has an intense screening process to make sure it’s a good match for you.

Initial Franchise Fee: $795, to $1,995
Total investment: $2245 to $8295
Locations 703, regional office in 9 cities across the US
Average Return on Investment: $1,000- $5,000 (per Buildingstars site)
Owner Support: Initial customer base, additional accounts, billing, and collection handled through building Stars HQ. Marketing support and customer service support are also available
Standout: Gives you your first customer base

Find out more about Buildingstars

11. OpenWorks

Commercial cleaning is a $70 billion industry. OpenWorks makes it easy to break into the business by providing the training, equipment, and customers you need to start. This franchise also lets you take the business with you if you should move and can grow with your needs and goals. It handles billing and customer support, taking two big pressures off you. While the franchise fee is $18,500, you can start with $9,000 down. It also offers financing.

Initial Franchise Fee $18,500, min cash required: $9,000
Total Investment: $18,500 - $72,000
Locations - 700+ all around the globe, 20 regional support office
Owner Support: Training in commercial cleaning and running a business. Initial equipment package includes, ongoing training, and billing done by OpenWorks
Standout - OpenWorks offers customers to franchise owners. Franchise can move with them

12. POOP 911

It’s a dirty job, but someone’s gotta do it—or they pay someone to do it for them. POOP 911 provides poop-scooping services for dog owners, breeders, kennels, or other places that deal with animal droppings. The company provides a website that allows customers to get a free quote with no obligations, place an order online, and provide payment information. POOP 911 corporate handles the billing and sends your payments via direct deposit.

Initial Franchise Fee: $0
Total investment:$3,620 - $25,970
Working Capital $1.250 to $2,500
Royalty fee:23.0%
Locations 64
Average ROI "A return on investment can be obtained in less than twelve months," according the POOP 911 website.
Contract Length Five years
Support for Owners: Training and Accounting Support, Website Support that includes Customer Orders, Billing
COVID-19 Considerations Outdoor work, from home
Standout You can set your own hours and work full-time or part-time, often outdoors.

Find out more about POOP 911

13. College Pro: Window Cleaning and Paint

If you are a college student wanting a business you can run in the summers or a recent graduate, College Pro may be just what you’re looking for. It offers window cleaning and house painting franchises that you can work around your school schedule. It does not require a franchise fee but rather a royalty. Franchisees had mixed results as far as earning a profit, but all said they learned a lot about running a business.

Initial Franchise Fee: $0
Total Investment:$2,925 - $14,010
Working Capital$1,500 to 5,250
Royalty fee:20.0%
Locations 209+
One year contract length
Owner Support: Classroom, on-the-job and scheduling
COVID-19 Considerations Makes adaptations based upon the latest information from Health Canada, World Health Organization (WHO), and other medical and public health professionals. Social distancing can lead to scheduling issues.
Standout There is no initial franchise fee. It works with college students.

Find out more about College Pro

Top Finance Franchises Under $10K

A financial franchise is a great way to get a name and market recognition, as well as help with clients and training. Most financial franchises require a purchase of tens of thousands to hundreds of millions of dollars, but Ameriprise and Advisory Capital Brokerage have a good reputation and are affordable.

14. Ameriprise Financial

In these uncertain times, people are concerned about their finances. As an Ameriprise Financial franchisee, you’ll be in the business of providing financial planning, investment advice, and consulting services, securities products, insurance products, brokerage services, and other related products. While you must already have financial planning training and qualifications, you benefit from the Ameriprise name and reputation.

Initial Franchise Fee: $1,500
Total investment:$10-432 to $114,480
Working Capital$2,299 - $21,290
Association Fees: $290 per month
Locations 4246
Average ROI: Performance-based payout rates range between 72% and 91% of GDC (per Ameriprise site).
Duration:Three Years
Owner Support: Finance for proactive acquisition, training and peer mentoring. Certified Financial Planner certification support.
COVID-19 Considerations Work from Home
Standout Access an extensive group of financial professionals; equity ownership opportunities

Find out more about Ameriprise Financial

15. Advisory Capital Brokerage

Interested in breaking into the world of finance? Advisory Capital Brokerage offers online training that leads to a certificate as a Commercial Capital Broker. Then, it provides everything you need to start your business, from business cards to your first 250 leads. You’ll be trained to advise on over 100 financial facilities, 50 financing types, and 6,000 funding scenarios from Advisory Capitol’s lenders and funding partners. You can choose from three franchise packages, and after the initial investment, commissions are completely yours. Advisory Capital said that its brokers continued making money even during the pandemic, as many earned commissions on PPP loans.

Initial Franchise Fee: $9,995 (Entrepreneur Package), $19,995 (Premium Package), $34,995 (Enterprise Package)
Total Investment: $9.995 to $34,995
Average Return on Investment: Keep 100% of your commissions
Support: Broker Training, Proprietary Software, Staff to Process Your Deals, Marketing, Branding, Administration Assistance, First 250 Leads
COVID-19 Notes: Live Training Online; Work From Home
Standout No previous experience required

Find out more about Advisory Capital

Top Supply and Retail Franchises Below $10K

Stay Safe Vending and Winzer were our top choices for retail and supply franchises below $10,000. FranchiseGrade.com highly recommends Winzer. Stay Safe Vending, a brand new company that focuses on personal protection equipment makes it extremely applicable in a COVID-19 environment.

16. Winzer

Winzer franchisees market over a million different fasteners, tools, and other supplies to customers in the automotive, fleet, and industrial marketplace. The company provides you with marketing tools, training and demonstration activities, a proprietary online sales support system, and four state-of-the-art distribution centers that deliver quickly to all 50 states. However, Winzer does not dictate which of its products you sell, what customers you take on, or even what you charge. You run your business independently.

Initial Franchise Fee: $3,500
Total investment:$5,950 - $16,153
Working Capital$0 to $22,500
Royalty fee:14.0%
Locations 287
Contract Length Five years
Support for Owners: Training and product development, accounting, and marketing assistance
Standout You can choose your accounts, pricing and shipping quantities. You can source products from other sources.

Find out more about Winzer

Best New Franchise Under 10K

17. Stay Safe With Vending

If you’re confident that the demand for personal protection equipment (PPE) is not going away, then this vending franchise could interest you. These vending machines focus on PPEs, like masks, gloves, and hand sanitizers. You arrange for the machines to be placed in a public location, keep them stocked, and take the profits from sales. This is a new franchise, with little data.

Initial Franchise Fee: No stated
Total investment: 10,000+
Working Capital 10,000+
Owner Support: Machines are equipped with credit card readers
Considerations for COVID-19 Concerns:
Standout A new franchise may be created as more public areas are opened and there is more demand.

Learn more about Stay Safe Vending

Top Travel Franchises Under $10K

Although it may seem strange that franchises for travel were on our 2021 list of priorities, once restrictions are lifted, people will be ready and able to travel. In the meantime, franchisers offer discounts to help you get started. They could be an option for those who have the time and patience to wait for the boom in travel.

18. American Express Travel Representative, Cruise Planners

As a travel adviser, you don’t just book your client’s vacation—you also protect their interests if something goes wrong. Vacationers may want that assurance in a post-COVID-19 world. Cruise Planners anticipates a boom in the industry and is currently taking $4,000 off its franchise fee, plus offers training to help its new franchisees be ready for 2021. It’s the largest home-based travel adviser franchise network in the United States.

Initial Franchise Fee $6.995 (normally $10.995)
Total investment:$2,295 - $23,665
Working Capital$250 - $2,500
Royalty fee:3.0%
Locations 3,113
Duration: Three Years
Owner Support: Marketing and mobile technology; dynamic, hands-on learning; lead-generating tools; professional coaching and development
COVID-19 Considerations Work from Home
Standout At the moment, is discounted. This is to prepare agents and travelers for the expected surge in travel in 2021

19. CruiseOne/Dream Holidays

With a CruiseOne franchise, you work with clients to plan a vacation, then coordinate with airlines, cruise ships, hotels, and other entertainment venues to make it happen. You earn your pay through commissions with them. CruiseOne says its franchisees have a 20% increase in repeat customers compared to independent travel agencies and a 96% customer satisfaction rating.

Initial Franchise Fee: $3,500
Total investment:$1,795 - $20,300
Working Capital$500 - $2,500
Royalty fee:3.0% CruiseOne; 6% Dream Vacations
Locations 1,480 locations across 47 states for CruiseOne and 1,270 for Dream Vacations
Contract Length Five years
Owner Support: Six day training in Ft. Lauderdale. Marketing support, business tools, including custom websites, a proprietary reservation system that is well-equipped, and a private intranet.
COVID-19 Considerations Work from Home
Standout: Consistent award winner for top franchises

Find out more about CruiseOne/Dream vacations

Alternatives to franchising

COVID-19's unfortunate results have been that many small-business owners can no longer afford to keep their businesses afloat. Some are considering selling their businesses. A local business with employees and a strong reputation may offer a great deal. You'll also be helping your local community. To find out more about the best franchises to buy, check out our article.

Bottom line

It is not enough to invest in a business or franchise. Renting space, buying equipment and hiring employees are all things you will need to think about. These franchises are affordable and you will have more money to invest. Franchises also offer marketing and training that will make it easy to get started.

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